Life insurance

A bank will probably first ask you to purchase life insurance. At Sqaure Knot we highlight the importance of this insurance, although we believe the insurance amount should never be higher than necessary. In order to assess this as accurately as possible, we always discuss the scenarios in the event of death. We also take into account the partner’s pension, as we believe that, in the event of death, the surviving partner should not be forced to sell the family home within a short period of time.

Life insurance premiums have dropped significantly in recent years, and we will show you that it is possible to provide adequate coverage at a relatively low rate.

Disability insurance

In addition to the risk of death, you also face the risk of work disability. Laws and regulations related to work disability have changed significantly over the past two years, and under the new legislation eligibility requirements for government benefits have become more restrictive. If you have additional insurance through your employer, your income in the event of work disability will constitute 70% or 80% of your income at best. We would like to show the consequences that this will have for you, and explain to you how this risk can be covered at a relatively low premium. If you purchase a housing expense insurance, your monthly payments will be wholly or partially covered for the duration of your work disability.